

Cindy Lubas
Senior Home Loan Consultant
(510) 662-8578 Office
(415) 464-2385 Fax
(510) 851-5132 Cell
email
clubas@allcalifornia.com
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All California Mortgage, Inc.
3223 Blume Drive, Suite 117
Richmond, CA 94806
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Cindy Lubas
"I treat your lending needs as if they were my own."
I am thankful you have taken the time to get to know a little more about me. As stated in my mission statement, I want to provide many of my current and future clients the best quality service that they deserve and the best loan products to suit their needs.
I was born and raised in the Bay Area. I went to school in Little Rock Central High School in Little Rock, Arkansas. I currently live in Hercules with my husband, George and son, Joe, who is now away at college!
Part of my job for you is to seek out loan programs that will enable you to obtain your financial goals in Real Estate. As a company, we provide all types of financing from 100% programs, Investment Properties, Home Equity Lines, Fixed Rate Seconds, Reverse Mortgages, Construction/Commercial, 2nd Home Purchases, to Private Money 1st/2nds, and much more!
Being in the Mortgage Business since 2001, gives me an advantage to provide you with product knowledge in obtaining the best loan programs to suit your individual needs. I know the importance of understanding and listening to what is important to you. I want to take the extra time in educating you on the loan program and financial solution that is the perfect fit for you. The fast paced ever changing mortgage environment is what drives me to provide excellence with every transaction.
When I’m not working, you may find me spending time with my family and volunteering in our church community. Oh, did I forget to mention I may be at AT&T Park rooting for my favorite team, or watching an "I Love Lucy" show!
Thank you again for visiting my website. Your time is valuable. I look forward in getting to know you!
My Best,
Cindy
"EXPERIENCE YOU CAN TRUST"
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Client Testimonials |
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We just wanted to let you know how wonderful you are! We are so pleased with the quality of service you performed and really went the extra mile to find us great rates and made a pressure filled time so easy for us. You have such a great personality and worked so hard to get us what we needed. Thank You, Thank You, Thank You!! You're the Best!!!!!!!!!!!!!!! If anything comes up for us, we will be back to do business again.
- Carlos & Brenda Martinez
I have had the opportunity to work with Cindy Lubas on several financings and refinancings of my homes. She has always been courteous, professional and trustworthy. You know with Cindy that you will always get the best deal!
She bends over backwards for her clients to make the mortgage process user-friendly and ensure that they receive the best customer service. I have referred her to family and friends with much enthusiasm. There is simply no way that you can go wrong with Cindy!
- Leslie Knight
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