Owning your own home provides several benefits. In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions, say "good bye" to paying rent and take control of your living environment.
Whether you are a first-time home buyer, or are purchasing a new or second home, we have an assortment of tools and loan programs to meet your individual financing needs. Due to our long-term established relationships we enjoy with leading national lenders, including exclusive lending relationships, we can provide a broader range of programs and pricing.
Contact one of our loan agents today regarding 99.5% financing. Although, the typical down payment for the purchase of a home is still 10-20%, it is possible, depending on your particular situation, to buy a home with a much smaller down payment; 100% financing may be an option for certain qualified buyers through local government programs.
We can help you realize your dreams of owning your own home by offering you the following advantages: To obtain a quick reference of your borrowing power, try our one of our useful Mortgage Calculators. However, please contact one of our loan agents today to further analyze your qualification limits. We have several products available that allow you to greatly expand those limits above the typical norm.
You are better equipped to beat the competition and negotiate more effectively when you're pre-approved. Apply online now to be pre-approved or give us a call today.
Compare the benefits of owning vs. the cost of renting with our Rent vs. Buy Calculator. Discover how your equity and security can grow as a homeowner.
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" We never in a million years thought we would be able to buy our own home. All California had loan options that other banks didn't have. They literally helped make our dreams come true."
- Lauren & Jason M., Petaluma CA
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