All California Mortgage

QUALITY PEOPLE ~ QUALITY SERVICE

Since 1992, All California Mortgage has provided quality service in every area of mortgage lending. From purchase to refinance to construction and commercial lending, we have access to a full range of mortgage sources. Our lending specialists are dedicated to finding you the right loan-with great rates, terms and costs to meet your unique needs. 

COME HOME WITH THE HELP OF ALL CALIFORNIA MORTGAGE.  

 

© 2017 All California Mortgage, a division of American Pacific Mortgage Corporation  NMLS #1850 / BRE #01215943
17 E. Sir Francis Drake Blvd., Suite 200, Larkspur, CA 94939     (800) 371-4545   inquire@allcalifornia.com 
Licensed by the Department of Business Oversight under the CRMA     Disclaimer  |  Privacy Policy 

A Tenancy in Common (“TIC”) is a legal way of holding an undivided interest in real property, or more simply, allowing for a multi-unit building to be owned by multiple parties.  With TIC agreements and financing, each party has exclusive use and ownership of their unit.  There are several ways to finance TICs – group loans and fractional loans are the most common. 

There are different benefits associated with each type. With a Fractional TIC, you can now own a unit in a building that isn’t classified as a condominium, yet from a financing perspective, will feel that way.  Fractional TICs give owners the financial independence that has been associated with condos, without the need to wait for a condo conversion, a process which can take anywhere from 2 to 10 years depending on the specific requirements for the subject property. Fractional TIC loans are available for both owner occupied, second homes, and investment properties. 

All California Mortgage has been working with TICs for over 15 years and has the ability to bring the right financing package to each building/ownership situation. 

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© 2017   All California Mortgage.  DISCLAIMER

  ©  2017  All California Mortgage
a division of American Pacific Mortgage Corporation - NMLS #1850 / BRE #01215943
17
E. Sir Francis Drake Blvd., Suite 200, Larkspur, CA 94939     (800) 371-4545      inquire@allcalifornia.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Act     Disclaimer  |  Privacy Policy